Dental insurance in Dubai is only available as an additional option to some health insurance plans. That means if you want dental coverage, you need to pay extra.
Downsides of Dental Insurance in Dubai
Dental insurance can be a touchy subject even amongst dentists (but that’s the subject of a whole different post). For patients, there is definitely a love-hate relationship between us (the patients) and dental insurance. Here’s why:
- Some insurance plans only offer dental insurance as an add-on for group plans (not individuals)
- Most have long waiting periods
- 6-9 months for routine treatments
- 6-12 months for major treatments
- 10-24 months for orthodontic treatment
- Dental insurance can be expensive
- Low coverage limits
- Certain treatments can be subject to pre-approval
- You have to file paperwork and wait to get your money back
So What Are Your Choices?
Dubai Health Authority recently commissioned a study that showed most Dubai residents are either A) not going to the dentist in Dubai or B) not going at all. The people in group “A” are probably going to the dentist “back home” or in a neighboring country where the cost of dental care is cheaper.
We know that cost is one of the major reasons Dubai residents aren’t going to the dentist as often as they should. The Dental Card was created to help make going to the dentist easier and cost-effective, for everyone. That’s right, everyone.
There are no restrictions on who can buy The Dental Card. Even if you already have dental insurance, you can use The Dental Card after you’ve reached your annual coverage limits or while you’re waiting for your waiting period to expire.*
Members of The Dental Card benefit immediately:
- No waiting periods
- No coverage limits
- No pre-approvals
- You never have to file paperwork to get reimbursed
Learn More About How The Dental Card Works
* The Dental Card can be used once you have exceeded your dental coverage, while you are within a waiting period or instead of dental insurance. It cannot be used in conjunction with dental insurance.
Feel free to leave us a comment below and we’ll be happy to answer your questions!
NOTE: Information for this blog was provided by the dentist/dental clinic or retrieved from the public domain. This is not an advertisement. Inclusion in this blog is not an endorsement by The Dental Card and is provided for informational purposes only.